Special HVAC Financing -> We Accept All Credit, No Credit, Bad Credit
Stay Cool knows it’s extremely important to have options. Through the Stay Cool Financing Program, we offer several flexible options for financing your HVAC Equipment and Services. This will allow you to focus on an investment in your comfort without breaking your budget.
Although we typically don’t associate the purchase HVAC equipment with large purchases like a home or new car, buying a new Heating or Cooling system is a very important investment into your everyday life. With the help of Stay Cool’s friendly staff, you can select an equipment setup that will lead to significant savings through efficiency and reduced energy costs over the lifetime of an HVAC system. When evaluating a new system purchase, look at the long-term benefits and peace of mind you’ll receive, it can really put the right decision into perspective. If you add it up, the efficiency savings over a lifetime of use can equal the initial spend for a brand new system.
Why should I finance?
HVAC Financing is a great option that provides consumers with the ability to buy superior, more efficient systems without impacting their credit capacity as a whole.
For your convenience, we have three different options:
- Applicants with a credit score of 680 and higher can get low interest rates starting at 6%.
- Applicants with a credit score of 620 or higher can get interest rates starting at 15%.
- Applicants with poor or no credit, we have options available, please submit an application and we will provide available financing terms.
Once you decide to finance your system, you’ll have the benefits of affordable monthly payments combined with:
A straightforward application process
Quick credit decisions
Transparency and clear communication of your terms
Convenient access to financing plan statements